S2 E176 Ram Subramaniam, Co-Founder, Chief Technology & Research Officer – MyMoneyKarma | George Morosan

S2 E176 Ram Subramaniam, Co-Founder, Chief Technology & Research Officer – MyMoneyKarma

January 16, 2024 chief technology officer

00:00-00:42 Introduction
00:42-04:59 Three key milestones in life
04:59-07:21 Ram’s entrepreneurial journey
07:21-08:52 MyMoneyKarma- About the startup
08:52-10:51 Ph.D. in entrepreneurship
10:51-15:23 The CEO of 2030
15:23-17:10 The key qualities a CEO should have
17:10-19:08 Millennials, Gen-Z, and technology
19:08-20:25 Ram’s definition of success
20:25-21:21 Sources of inspiration
21:21-22:38 One thing Ram would like to change in himself
22:38-25:36 Learnings from mistakes

“The business models are changing…is an understatement. Business models have always been changing. The problem is, new models have been changing more rapidly.” – Ram Subramaniam

In this episode, Ashutosh Garg converses with Ram Subramaniam, Founder- MyMoneyKarma. Ram is a serial entrepreneur and researcher in IT, Finance, and Management. He is an alumnus of Stanford and the University of Leicester.

Ram is a determined entrepreneur and academician, he reminisces about the three key milestones in his early life. He elaborates on how he managed to transition effortlessly from engineering to programming to entrepreneurship. “I was not a topper in the class. If anything my goal was, was to not be in the bottom,” says Ram.

Later in the episode Ram talks about his entrepreneurial journey. He explains the working and methodology of MyMoneyKarma, his venture in FinTech. Afterward, Ram shares his experience doing a Ph.D. in entrepreneurship.

“IT entrepreneurs are more likely to retry entrepreneurship after failing than the non-IT ones,” the illustrious academician shares with us his key findings. In the section that follows, Ram introduces the concept of ‘The CEO of 2030’- the qualities of a future-ready CEO. He then introduces a new business model called SPACS. Before concluding, Ram shares with us his learnings from his biggest mistakes in life and talks about his sources of inspiration.

#Technology #Entrepreneurship #Academics #FinTech

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